Looking to save some money? When you buy your next home with a Search Realty agent and get a mortgage through us, we will guarantee you the lowest interest rate possible or we pay you the difference!
Some home buyers know that mortgage brokers and bank employees get paid by the banks when helping you get approved for a mortgage. What most home buyers don't know is that mortgage brokers can tell the banks "I don't want my commission, please lower my client's interest rate". Obviously mortgage brokers don't do this, because this is a way for them to generate extra income. Here at Search Realty, because we sell real estate and do mortgages, we already make a reasonable income on the real estate transaction, so we don't need the extra income that comes from the mortgage end of things. This method can often be referred to as "buying down the rate". This is how we can beat any banks rates because we just simply say "I don't want the commission, please reduce my clients interest rate" -- and voila! You the home buyer get a lower interest rate, we get paid and everyone's happy! It's as simple as that!
P.S. We also get every and any type of mortgage approved. Whether you are self-employed, commissioned employee or new to Canada, we have mortgages starting from as little as a 5% down payment. Contact us below to get started on your no obligation mortgage pre-approval and to hire us to help find your next dream home!
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